Finances: How Your Debt Doesnt Have to Be the

Finances: How Your Debt Doesnt Have to Be the End of You

Are you a woman who is in debt? Whether you have debt solely from attending college, from credit cards, old medical bills, or a combination of them all, you may be scared, unsure, and frustrated. In todays society, with regularly rude calls from debt collectors, you may be feeling as if your debt is causing you to become insane. Yes, it may seem like the end of the world, especially at first, but it is important to remember that your debt doesnt have to the be the end of you.

As previously stated, a large number of debt-ridden women in the United States have problems with debt collectors calling at just about all hours, as well as having rude attitudes. The last thing that you will want to do is allow a debt collector to get you all worked up, no matter how they act or treat you. If you feel that you cannot take it anymore, you do not have to. At any point in time, when speaking to a debt collector, you can simply hang up the telephone. More drastic approaches have been used by women including screening all telephone calls with the use of caller id or an answering machine.

Although you may not be interested in speaking with a debt collector, you may want to think about doing so. Often times, you will find that debt collectors stop calling or at least reduce the number of calls that they place to you once they are able to at least speak with you. So, if you are feeling up to it, go ahead and answer that phone. Just be sure not to make any payment arrangements that you cannot keep. Also, be sure to check the statue of limitations in your state. In some states, such as New York, the statue of limitations on when debt can be collected is six years.

Another one of the many reasons why debt is so stressful and such an issue for many women is because they feel helpless and hopeless when they are unable to pay their debt. What you need to remember though is that there are always ways that you can go about working to pay off your debt, even if it is just a little bit at a time. It may seem silly, but paying off your debt, even if it is only twenty dollars here and there, is likely lessen the burden and stress that you currently feel.

If you would like to get out of debt, but you dont know how, you may want to consider making an appointment with a debt reduction specialist or an accountant. While this professional assistance will cost you a little bit of money, upfront, it is well worth it for many women; women just like you. That is because the professional assistance of debt reduction specialists and accountants may be able to help you get your life back on track.

Although the cost of seeking professional assistance is more than worth it, you may not necessarily have the money to spend. If that is the case, you can still work to get yourself out of debt and settle this stressful issue once and for all. What you are urged to do is examine your spending habits. You may even want to record all of the purchases that you make during one weeks time. How many of those purchases can you live without, even just temporarily? As previously stated, paying off your debt, even in little increments, may be able to help reduce the stress often associated with unpaid debts. So, even if you are only able to save two dollars on a soda each day, that should provide you with twenty dollars a week to put towards your debt.

In short, debt is an issue that many women must face and deal with each day. Although it may seem like it, debt doesnt have to be the end of you, as outlined above.

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Preparing for a Laser Teeth Whitening Procedure

Tooth whitening is a method where many people take when they noticed that their teeth have been stained. Tooth discoloration is due to smoking, chemicals or food stained by medications and aging.

Now with the latest technology, tooth whitening can be done easily and in some instances teeth may be whitened beyond its natural teeth color. Laser teeth whitening procedure is able to fix certain forms of yellow, brown and spotted tooth staining and suitable on people of all ages. This is a good choice in restoring the brightness and bringing the smile alive.

In New York, laser teeth whitening is done in clinics using genuine laser system from Opus 10 and LaserSmile. Red light is generated when laser tooth whitening is done.

Here are some benefits of laser teeth whitening:

1.It is much faster and gentlest whitening system than ordinary or non-laser system. Laser teeth whitening takes only 16 minutes of gel-to-teeth contact time compared to 60 minutes for non-laser system.
2.In laser system you don’t need to wear the tray overnight while in other whitening system it requires the whitening gel to be worn overnight.
3.Less post-procedure sensitivity and faster treatment time because laser tooth whitening system has more efficient laser energy due to precise wavelengths.

There are some things that should take into consideration before undergoing a laser teeth whitening procedure.

It is not recommended for alcohol users or smokers to undergo bleaching. It should be avoided before the teeth undergo bleaching process. Smoking is the cause of damage to gums and tissue on teeth and may trounce the effect of whitening. The top customer for laser teeth whitening is those who have teeth discolored caused by aging, coffee or tobacco.

Porcelain restorations and extensive composite. Pre-existing restoration such as crowns, veneers, bonding, bridges and fillings are not appropriate for bleaching; instead it will be replaced in match with the color to your newly whitened shade.

Former existing sensitive and translucent teeth. More than half of those who undergo laser teeth whitening will experience the pain of sensitive teeth for 1-4 days. But the pain will just ease when bleaching is almost done. Some of translucent teeth may appear darker after bleaching.

Restoration of Amalgam in front teeth and exposed yellow in gingival third. It is required to have a protected prognosis for tooth whitening and also replacement of amalgam is needed to avoid the greening effect.

Unrealistic expectation or noncompliance. The level of teeth whiteness from one person to another differs. Also the result of color shade change relies on each individual’s reaction to the whitening agent. Some people may or may not react in this condition.

Kinds of Tooth Whitening

1.In-office tooth whitening It just takes an hour for the laser teeth whitening to be completed. And also it ensures that proper check up is done before the treatment so that proper precaution such as damming gum line is done before application of whitening gel.
2.Take home tooth whitening the use of this take home whitening kit differs from its overnight application to a twice-a-day treatment.

In New York, laser teeth whitening are now popular because it is recommended by the FDA, ADA and CE. People enjoy the good result of laser teeth whitening and it is much safer than other whitening system. Always remember that there are some things that should be consider for a much safer and successful laser teeth whitening.

MASSSAGE THERAPY

Massage Therapy is just one persuasion from a wide array of other very effective and closely related persuasions such as Acupressure, Body Work, Manipulative Therapy, Manual Lymphatic Drainage, Structural Integration, Alternative Medical Systems, Mind-Body Intervention, Biologically Based Therapy, Energy Therapy, Shiatsu and Tui Na. And all these as a group come under the wide umbrella of alternative medicine and body-based methods. Massage Therapy is a procedure in which various methods are utilized to manipulate soft tissues of the subjects body such as the muscles, tendons, ligaments, skin, joints, connective tissues as well as the lymphatic vessels and organs of the gastrointestinal system.

The primary goal of Massage Therapy is to affect physical, psychological and functional curative changes by performing manipulative functions which involve moving or stationery pressure, structured or unstructured force to strategic points, vibration, stroking, kneading, and so on. On occasion, mechanical devices are used as tools of the trade, but for the most part, Massage Therapy is applied manually with the therapists hands, fingers, elbows, forearms and feet as the subject is fully clothed in a massage chair or partially to totally naked but covered with a towel on a massage table or on a mat on the floor.

Ancient scriptures have attested to the fact that massage therapy dates back into antiquity and it has been a fundamental practice in many different cultures such as the Roman, Greek, Japanese, Chinese, Egyptian, Mesopotamian and Indian. Even Biblical writings from c. 493 BC speak of daily massage with olive oil and myrrh being applied to the wives of Xerxes (Esther, 2:9-12) as part of their daily beauty routine. Hippocrates of Cos, a Greek physician of the fourth century BC who is also considered the father of medicine and after whose teachings the famous Hippocratic Oath was named, wrote that The physician must be experienced in many things, but assuredly in rubbing.

Advancing to more modern times, Massage Therapy gained its popularity in the United States when it was presented by two physicians from New York in the 1800s. Their techniques were an adaptation from the Per Henrik Ling Massage Therapy which was developed in Sweden. With the introduction of new and exciting innovations in medicine during the 1930s and 1940s, the popularity of Massage Therapy waned but was revived again by the athletic community in the 1960s and 1970s. Massage Therapy was provided as a central medical service for the first time in the United States during the 1996 Summer Olympics in Atlanta, Georgia.

Etymologically speaking, the word massage in English comes from a long line of derivatives as follows: the French word massage which means the friction of kneading, which comes from the Arabic word massa which means to touch, feel or handle, which comes from the Latin word massa which means mass or dough. The Greek word for massage is anatripsis and the Latin word is firctio. However, the oldest known origin of the English word massage comes from the Biblical Hebrew word me-sakj which means to anoint with oil.

What we refer to as Massage Therapy today has in the past been merely referred to as Massage. However, the therapy portion of the Massage Therapy came into being only when the illegal prostitution and sexual services in the United States began advertising themselves and their wares as massage. Wanting to distinguish itself, the legitimate massage became Massage Therapy while the illicit continued to be called massage.

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THE SWEDISH MASSAGE

The Swedish Massage, which was conceived by Henri Peter Ling, a Swedish physiologist at the University of Stockholm, was publically introduced in 1812 as a means of improving blood circulation, of relieving muscle stress and pain, of increasing flexibility and of promoting total relaxation of the body and mind. The Swedish Massage was imported into the United States in the 1850s by Charles and George Taylor, two American brothers practicing medicine in New York who opened the first two Swedish clinics in the New World; the first in Boston, Massachusetts and the second in Washington, D. C. where Ulysses. S. Grant, a famed general during the American Civil War and the 18th President of the United States (1869 1877), allegedly frequented regularly for Swedish Massage treatments.

Since its inception in the early part of the 19th century, the Swedish Massage had become one of the most widely used massage techniques in the Western world and it is the basis for a number of other Western massage therapies which include the Sports Massage, the Deep Tissue Massage and the Aromatherapy. To attain its objectives, the Swedish Massage utilizes seven basic therapeutic movements:

* Effleurage. These are long gliding and soothing strokes which are aimed toward the heart while tracing the natural curves of the body. Massage oils are often used to facilitate smooth movement and to warm the muscles.

* Petrissage. These are movements which use strokes that lift, roll or knead soft body tissues. This process draws blood into the area and helps relax tense muscles and fascia as well as the rest of the body.

* Pinpoint Pressure. These movements are directed toward points that are knotted or hardened and painful to the touch. Pressure is directed to these points in order to break them down and release the muscle.

* Deep Friction. These are very small circular movements which press slightly below the surface of the skin and onto the muscle beneath it. These strokes relax muscles which contracted and tensed due to overuse or as a result of emotional stress at their deeper levels.

* Skin Rolling. This movement involves pinching a fold of skin and moving it forward in a rolling motion. This process lifts skin off its connective tissues to promote better blood circulation for the improvement of skin tone.

* Tapotement. This movement requires rhythmical tapping with cupped hands or with hands set in the karate-chop position. This practice awakens the body into vitality and the tingling sensation of energy and health.

* Finger Brushing. This movement is usually performed at the closing of the Swedish Massage treatment session as fingertips are lightly brushing against the surface of the skin to relax the stimulated muscles while calming the nervous system.

The most outstanding health benefits of the Swedish massage are in:

* Relaxing of tired, tense or overused muscles.
* Improving blood circulation without overburdening the heart.
* Increasing flexibility and widening the range of motion by stretching the bodys soft tissues: muscles, tendons, ligaments, skin, joints and connective tissues.
* Stimulating the nervous system while simultaneously relaxing the nerve endings.
* Decreasing the recovery time of strained muscles by cleansing the tissues of lactic acid and uric acid as well as all other toxins and metabolic wastes.
* Bringing the skin to a healthier and more vibrant appearance of wellness.
* Helping the client achieve a feeling of connectedness and body awareness for maintaining a better posture and stance.
* Alleviating pain and any associated discomfort due to muscle tension, fractures, sprains, sciatica and stiff joints.
* Reducing emotion disstress.