Does My Credit Card Cover Air Ambulance Services During Travel?

Does My Credit Card Cover Air Ambulance Services During Travel?

Credit cards seem to fill the pockets and purses of nearly every traveler around the world. Premium credit cards frequently offer benefits and perks for travelers. These little extras lure consumers into using their specific credit card to make travel purchases. If you use credit cards when you travel, it is important to learn about the specifics for your particular card.

Does your credit card cover lost or stolen items away from home? Does the card cover air ambulance services in an emergency? Learning about such benefits will help you prepare for your next trip whether it is across the country or around the world.

Begin your quest for answers by digging out your paperwork from your credit cards. Start combing through the fine print to see what your premium credit card covers and what exclusions apply. After doing a little detective work, you will undoubtedly realize that you do have some coverage during your trip away from home. Credit card companies will typically pay for lost or stolen luggage or other personal goods during a trip, but this feature is only effective after a deductible has been applied. Of course, all credit card agreements are different, so check your card to be certain.

If a medical emergency should arise, the credit card coverage may pay to have you transported to the nearest medical facility. Your premium credit card may even pay to have someone fly to be with you. Yes, this is quite a nice benefit, but the card will not cover expenses to fly you home on an air ambulance to the hospital of your choice to be near family and friends. Also, it will not cover the added expenses of hotel rooms, food, and other expenses associated with the family member traveling and staying in the area so far from home.

Due to this vulnerable situation, many cardholders decide to purchase a membership to an air ambulance service that will cover any fees associated with getting the patient home. Such a company will charge a set fee, typically charged monthly or annually. For this fee, the covered person or family can choose to fly via air ambulance from any hospital far from home to the hospital of their choice. All of this is at no additional cost. Since such a flight home on a medically staffed air ambulance is expensive, this membership can save a great deal of money. One trip on an air ambulance can cost between $10 and $75,000.

Even a premium credit card won’t cover those expenses.

Before traveling away from home, it is crucial that you learn the ins and outs of your coverage from a credit card. Even premium credit cards with fabulous benefits may leave you open and vulnerable in a medical emergency. All credit card agreements vary, so read the fine print very carefully.

If you are not guaranteed coverage of a flight home on a medically staffed air ambulance to the hospital of your choice, then you are not adequately covered with your credit card. Additional coverage is necessary to protect yourself, your family, and your wallet.

Eating to Conceive

Almost every woman knows that it is important to eat well while you are pregnant. The benefit it provides you and your baby is invaluable. But, do you also know how important it is to eat well even before you get pregnant? If you are actively trying to get pregnant you have to make sure your body is prepared to accept the challenge. The first thing you should do before even beginning to try is to talk to your doctor to see how you measure up health wise. Does he think you need to lose a few pounds before getting pregnant or does he feel you need to gain a few? Your doctor may recommend that you change your eating habits and start exercising.

As soon as you decide you want a baby, you should begin to get in the habit of eating healthier. Slowly begin to cut out caffeine. If you smoke, now is a good time to quit rather than waiting until you have that positive test. Smoking can decrease your fertility and increase your risk of a miscarriage if you are still smoking when you are pregnant.

Another thing you can do is to start taking prenatals or at least a multivitamin supplement that contains at least 400 micrograms of folic acid. You can also begin to add food into your diet that is rich in folic acid such as spinach and other green vegetables, peanuts, and orange juice. You can also start by taking a prenatal vitamin also. These vitamins contain iron, folic acid, and calcium along with vitamin C, D, B and vitamins B6 and B12 also.

Reevaluated your diet. Start to eat foods that have plenty of vitamins, minerals and fiber. Lay off the fat and excess sugar. You want to eat foods that have a high nutrient density. Eat at least five portions a day of fruits and vegetables along with protein and iron rich foods like dried fruit, and green vegetables. Try to steer clear of raw fish like sushi, and steer clear of undercook shellfish, meat or chicken. You also want to try to avoid fish that has high mercury content like swordfish, shark, or king mackerel. Cut out any food that has unpasteurized milk in it including cheeses such as brie, camembert, and some Mexican cheese. Also cut out foods that have raw egg in it including homemade cookie dough.

Make sure you up your water intake. Water should always be your first beverage choice before, after and during your pregnancy. Water helps to flush your system of toxins. Once you’ve gotten your eight glasses in, you can drink fruit and vegetable juices also.

Perhaps the most important thing you can do before you get pregnant is to cut out all alcohol. The American College of Obstetricians and gynecologists have stated that women who drink might have a harder time getting pregnant than women who do not drink. Another reason why you should give up alcohol is that most birth defects that are caused by alcohol exposure usually occur in the first few weeks of pregnancy, usually before you even know you are pregnant.

Getting your body prepared for pregnancy is one of the best decisions you could make. Your body will be more prepared for the challenge of growing a baby and the experience will be a little easier on your body.

Arthritis Treatment, The Good And The Bad

Arthritis Treatment, The Good And The Bad
Yvonne Loubet

We use this title because not all arthritis treatments are, shall we say, enjoyable. If you suffer from the painful effects of this debilitating condition though, very little can seem worse. The pain is often so severe that the simplest movements can cause anguish and even tears. But, there are treatments to help arthritis. Can they cure it? That is still to be seen, but many have shown to be effective in fighting off the pain. First, there are many different types of arthritis. The causes of each will help to determine the treatment. But, here, we will talk mainly of the treatment options available and then those that are quite possibly the best at treating rheumatoid arthritis. The symptoms of any arthritis start with pain. There is pain in the joints in a way that limits the amount of movement a person has. Now, remember, as well, that arthritis can strike any individual, not necessarily just older people. So, if a child stops using a limb complaining of pain, a doctor should be seen. On top of this, if symptoms of pain are accompanied with fever a doctor should be seen immediately as this can be a sign of a deadlier arthritis known as septic arthritis. In all cases, arthritis is an inflammation in the joints. The problem in rheumatoid arthritis is that, in trying to deal with the inflammation, the immune system ends up attacking the cartilage in the joints. The end result is pain and lessened use of the effected joint. In order to stop this process, arthritis treatments can be anything from surgery to medications. There are some good notes about medications, but in the end, they can not resolve the entire problem, only mask the pain for a while. Surgery is invasive and costly. Physical treatment is available and has shown good progress in helping some patients. There are also herbal remedies that have shown good signs of helping as well. There is one product that we would like to mention in a little more detail. What is so unique about this product, though, is that it is a natural treatment that can be taken.In the treatment of rheumatoid arthritis in particular, collagen type II can be just as good as a cure to some individuals. This natural substance is actually a main component of cartilage itself. But, no injections are needed because this is an oral treatment. You will take a pill, in other words. There are many reasons why this medication works including the fact that it has an absorption rate of 70 to 90 percent. This means more of it is used and fewer doses are needed. There are other reasons why it works so well. For instance, the immune system has a component of cells in the intestine called the GALT. This is where proteins are recognized as food or friend and therefore not treated as allergies or sensitivities by the digestive system. When collagen type II is ingested, the GALT recognizes this amino acid as a friendly protein. This action switches off the immune systems attack on collagen elsewhere in the body as in arthritic joints. Instead of the immune system fighting the inflammation and destroying the remaining good material, the Galt simply tells it to stop. And, probably the most important aspect of this natural arthritis treatment is that it can also help to rebuild the damaged and destroyed cartilage. The combination of these two factors can help to restore a normal way of life.No matter which method proves to be more beneficial to you, youll find that talking with your doctor about the type of arthritis you have and arthritis treatments can get you on the right track to overcoming this pain. You can regain your life! About the Author
Yvonne Loubet is a Natural Therapeutic Specialist who retired from her 20-year massage therapy practice because of arthritis. She operates a website http://www.arthritispainsolution.com which provides information on an alternative arthritis treatment. More information can be found at http://www.arthritispainsolution.com/arthritis-treatment/rheumatoid-arthritis.html

Allergies in Adolescents

Allergies are reactions by immune system that are abnormal in nature to stuff that are usually harmless to majority of the people. When somebody is allergic to something the immune system of that person gets confused and thinks that the substance is detrimental to the body. The substances causing allergic reactions are known as allergens. The examples of allergens are dust, food, plant pollen, medicine etc. The body produces antibodies to protect itself from these allergens. The antibodies make certain cells present in the system to let chemicals to mix with the bloodstream and one of them is histamine. This chemical then acts on nose, eyes, skin, lungs, gastrointestinal tract and results in allergic reaction symptoms. Exposure to the same chemicals in future triggers same response to the antibodies again meaning every time one comes in contact with the same allergen, allergic reaction is produced in the body.

Allergic reactions can range from mild symptoms like runny nose to more severe ones such as difficulty in breathing. Teenagers suffering from asthma often have allergic reaction to cold and get asthma attack is another example of allergies. Some kinds of allergies trigger multiple symptoms. Allergic reactions in very rare cases also produce severe reaction known as anaphylaxis for which the signs are difficulty in breathing, difficulty in swallowing, swelling in tongue, lips and throat and dizziness. This allergic reaction occurs as soon as the system is exposed to substances that trigger allergic reactions like peanut although some reactions are delayed by as much as four hours.

The reasons why people get allergies can be various and one of the reasons could be hereditary but that that does not necessarily mean that children are bound to get allergies from their parents. Some of the common allergens include food, airborne particles, insect bite and sting, medicines, chemicals etc. Food allergies typically occur in infants and usually vanish as the child grows. The list of food allergens includes milk & dairy products, wheat, soy, eggs, peanuts, and seafood. Some people are allergic to stings and bites of certain insects. The venom in the bite is the one which actually causes reaction and can be as serious as anaphylactic in some teens. Some teens are also allergic to airborne particles which are also known as environmental allergens. They are also the commonest of all the allergens. Examples of these allergens include dust mites, animal dander, mold spores, grass pollens, trees and ragweed. Some adolescents are also allergic to certain antibiotic medicines. Another common allergen is chemical, certain chemicals present in laundry detergents or cosmetics can cause rashes that are itchy in nature.

Allergists usually treat allergic problems. They may ask questions like symptoms of the allergy and whether it is hereditary. They may also prescribe certain diagnostic tests like blood or skin test depending on the type of allergy. The best way to treat allergies is to completely avoid the substances that cause allergies. However there are certain medications and injections are also available to treat allergies.

One can follow certain things to avoid allergies like people who have food allergies that contain should peanuts and any food containing smallest amount of peanuts. Also avoid using cosmetic that contain chemicals allergic to the skin. One can also avoid airborne allergies by keeping pets in restricted areas and away from bedroom. Replace carpets and rugs from time to time. Avoid keeping things that accumulate dust. And also clean the room and house frequently.

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