family member | Health And Wellness Tips

Disadvantages of Using a Broker to Secure Air Ambulance Transportation

If you or someone you love are in need of transportation via air ambulance, you may be confused about where to look to locate such a service. Frequently, patients and families will turn to a broker in order to secure air ambulance services. The use of a broker can help you to locate air ambulance services to meet the needs of the patient, but this is not always the best plan of action.

Using a broker to secure air ambulance travel for a patient can have many disadvantages. It can be wise to take the time to search for air ambulance service on your own whenever possible.

Since the broker is a middle man, he does not own the aircraft, fly the air ambulance, or staff the flight. The broker merely finds an appropriate air ambulance service at the lowest price available. Although this may sound like a great opportunity, it really is not a beneficial situation.

After the broker locates air ambulance transportation, he adds his fee to the final cost.

Using a broker does not ensure a higher level of quality for the patient. In fact, they have no system to analyze quality control for patient care. Dealing directly with the air ambulance service company, the patient can receive the best rate for the service.

Going through a broker to locate air ambulance services will tie your hands and leave the patient unable to deal directly with the service provider. On the other hand, patients who forego the broker can contact the air ambulance service provider directly. This allows the opportunity to discuss any personal questions or concerns. During this stressful time, patients and their families need reassurance. Direct contact between you and the air ambulance company can be very comforting and provide much needed peace of mind about the quality service and medical treatment the patient will receive.

Using a broker to secure adequate air ambulance transportation services is much like using a broker to locate the perfect child care provider for your children. Regardless of the excellent reputation of the service provider, it is important and crucial to have trust and confidence in the service provider for the best results. Yes, the broker will find appropriate services, but will everyone feel confident about the broker’s decision? Making the decision for the best air ambulance service provider through your own resources will add a sense of comfort and assurance.

If the circumstances arise that you or a family member require the services of transportation by air ambulance, you may want to skip the services from a broker and do the legwork yourself. There are several advantages to locating the air ambulance service on your own. Without the use of a broker, direct contact between you and the service provider is useful to answer any questions that may arise.

A sense of confidence arises with the patient and the family during this interaction. Also, dealing directly with the air ambulance service provider can create an opportunity to receive the highest quality service at a great value. Going through a broker merely marks up the cost of such services.

Can Family Travel With the Patient in an Air Ambulance?

When a loved one is dealing with serious medical conditions, everyone wants to help and be supportive. The family of the patient wants to be involved and informed about what is going on. Just like the doctors and medical staff, a patient’s loving family wants what is best for the patient. When the patient must be transported, many issues of concern arise. If a loved one must fly in an air ambulance, can someone from the family come along for support?

The goal of transporting the patient is often to reach qualified healthcare quickly and conveniently. This is especially true for many patients whose lives are dependent on the speed in which they get to the appropriate hospital and treatment. In some cases, the patient will fly in an air ambulance just a short distance to a local hospital, in other cases, a patient may travel across the globe for medical services.

Each specific case is looked at individually. There is no one right answer to this question. In some cases, it is imperative to the patient that they only travel in the air ambulance with the medical staff. Frequently, this is due to space limitations in the aircraft. For example,, if the patient has just been involved in a severe car accident and must be air lifted to a trauma hospital in a helicopter, there may not be adequate room aboard the aircraft for the medical personnel to properly care for the patient if another person is seated in the area.

On the other hand, if the patient must fly long distances for medical treatment, larger jet aircrafts may be more suited to the medical mission. If this should be the case, chances are high that there will be the necessary room for a member of the family to accompany the patient safely while en route to the destination.

Doctors, medical staff, and family all know that the patient is more relaxed when they can travel with someone they know and care about. For this reason, whenever possible, accommodations for a support person are made during the trip in an air ambulance. Of course, if the medical mission is compromised by the addition of another person into the cabin, for any reason, family members will be asked to refrain and meet the patient at the destination by using other forms of travel.

During this stressful time, all efforts are made to make the patient the most comfortable and relaxed as possible, while keeping safety as the top priority. If someone wants to accompany the patient on the air ambulance to the destination, by all means, ask. If it is feasible, the medical staff will welcome the family member aboard the aircraft. If the request is denied, take heart that the decision was based solely on the safety of the patient and the flight crew.

Travel by air ambulance can be a complicated issue, but the mission is to safely get the patient from the point of origin to the destination as quickly as possible. In some cases, patients are not permitted a support person during the flight, but whenever possible, a family member is encouraged to travel with the patient.

Will Insurance Cover Air Ambulance Transport?

Air ambulance transportation can be extremely expensive. The cost of one trip in an air ambulance can take a chunk out of the wallet and savings. In some instances, an air ambulance transport can cost over $100,000. With such extreme fees, it seems that people can’t afford to be critically ill or injured. Will insurance cover such high rates for air ambulance transport?

In many cases, insurance companies will cover air ambulance transport when it is deemed medically necessary. The insurance company may not cover every aspect of the transport, but the patient will not be left fully responsible for the charges. It is important to learn exactly what your insurance will cover and under what circumstances.

The key term here is “medically necessary”. If the doctor feels the patient must be transported by air to another health care facility to receive proper treatment, then the insurance company will typically go along with the charges and pay for the air ambulance transport of the patient. On the other hand, if someone is hurt or ill while out of the country and simply wants to fly home for treatment, the insurance company may not look upon this situation very favorably.

In such a case, the patient may be left vulnerable to all incurred charges for the air ambulance service. To protect yourself from this situation, it is possible to purchase air ambulance coverage while traveling. Such insurance is often reasonably priced in annual or monthly installments on an individual, family, or group basis. This type of coverage will protect you, your family, and your wallet.

Typically, the air ambulance service coverage is not only reasonably priced, but available to nearly everyone. Consumers are often concerned about exemptions and denials for pre-existing conditions, but frequently there are no such exclusions in this type of coverage.

When a patient requires air ambulance services, it is standard procedure for the air ambulance company to secure payment prior to the flight whenever possible. If it is not possible to prove that insurance coverage for air ambulance service can be secured, the patient or a family member must pay the charge up front in the form of a credit card, wire transfer, money order, or other verifiable payment. For many families, coming up with this large sum of money would not only be difficult, but nearly impossible.

Keeping this in mind, it is important for you to learn what coverage you have for air ambulance services. If you are unsatisfied with the current coverage the insurance plan offers, it may be time to consider other options to protect your finances in the event of an emergency. During a medical emergency, stress is high for the entire family.

Although no one wants to use air ambulance transport, it is important to concern yourself now with this issue. Contact the insurance company today to verify the ins and outs of coverage for air ambulance transport before you really need this service. Your health and your wallet may depend on this information in the future.

What Exactly is Alzheimers?

As uncommon as the name of the disease sounds, its prevalence and incidence rates are not. In fact, almost four million people in the United States are affected by this problem. All can be affected, men or women, across all social status and economic position in life.

Alzheimers is a progressive and degenerative problem under the umbrella of diseases called dementia. It is characterized by disorientation and impaired memory. It is apparently caused by an attack in the brain, affecting ones memory, thinking skills and judgment. Most patients will experience a change in language ability, in the way they use their mental processes and of course their behavior.

While anybody can be affected by this problem, only those that are older than age 65 experience the lagging in their thinking skills. Still, there are some who gets Alzheimers even when they are just 30 years old but these cases are very rare and can only account for a small percentage of the total number of cases. One out of 10 people over the age 65 has Alzheimers and nearly half of these patients are over 85 years old. In a national survey conducted in the United States, almost 19 million Americans have one family member who suffers from this dreaded problem.

In addition to old age, family history of dementia can also predispose someone to the disease. This is because Alzheimers is said to be caused by a problem in the genetic mutations. Still, when you study the cases, Alzheimers is commonly the result of a host of other factors besides genes. In fact, environmental factors such as hobbies and mental pursuits are things that can help prevent the onset of the problem.

What is difficult with Alzheimers is the fact that its symptoms are basically the same with ordinary signs of old age. At the beginning, there will be some memory loss. The person with Alzheimers will also experience confusion and disorientation even with things that they are used to doing. The trick is to make sure that one can recognize what a normal memory loss is against something of Alzheimers caliber.

Often, there will be a gradual memory loss. They will find it hard to read or to write or to think clearly. After which they will experience a decline in the ability to perform tasks that are already automatic and routinary. Believe it or not, in cases that are already in the terminal stage, the patient may even forget how to brush their teeth or how to use a spoon and fork, something that is really pretty basic with a lot of people.

This is one example of the difference of Alzheimers from ordinary memory loss. Forgetfulness will not affect tasks that are routinary. There will also be difficulty in learning new things and in memorizing things. Some patients may even forget the language that they are speaking with while others will no longer recognize their family. Personality will change in terms of the way they communicate with other people and the way they behave.

There is actually no change in personality per se but because of the problems in their memory, they may appear aloof and suspicious perhaps because they cannot recognize the people that they know before. Some may even become extremely fearful and passive for the simple fact that they cannot remember you. As the disease worsens, the patient will then become so incapable of taking care of themselves that they will require help even in eating and in sleeping.