Communication | Health And Wellness Tips

Finances: The Importance of Staying on the Same Page with Your Family

Are you a married or do you currently reside with your romantic partner? If you do, there is a good chance that money is always a concern of yours. When two individuals are in a relationship, there are often issues that arise concerning money. For some families, it is hard to get and stay on the same page, concerning finances. If at all possible, you will want to try avoid doing this, as it may not only harm your wallet, but your relationship as well.

One of the many problems associated with men and women, namely those who are in relationships is associated with checking accounts. In the United States, many checking accounts now come equipment with standard debit cards. While debit cards are a nice tool to have, they can cause many problems for some individuals. Debit card purchases are not as easy to remember or record as traditional check writing purchases are. This is where many couples start to see discrepancies with their finances.

To prevent the above mentioned situation from occurring, it is important to make sure that you and your partner are on the same page. In fact, you may even want to take the time to establish some ground rules. These grounds rules may include not having a debit card at all or leaving it home at all times. If the debit card is used or a check is written for the joint account that you and your partner share, it is important that the person who used the account informs the other. Communication is key to keeping your finances in check when having a joint checking account with your husband.

In addition to the improper use of debit cards or check writing, when using a joint checking account, there are many couples who have problems with one or both individuals just spending more money than they have. This is often a problem with credit cards. Credit cards, as you likely already know, are considered financial death traps, as they can cause so many problems. For that reason, if you or your husband or your partner have any credit cards, it is advised that you sit down and discuss usage with them. The best way to stay out of credit card debt is by limiting your use of them or at least your spending. If spending is occurring, it is important that your partner knows about that spending and visa versa.

Since unnecessary spending is a problem for many couples in America, you may want to take the time to create a budget for your household. When doing this budget, it is important that you and your partner create the budget together. This is how you two can both stay on the same page, with your finances. A budget can account for all of the money that you and your partner have coming in, as well as all of the money that needs to be spent, like on rent, gasoline, or car insurance. This can give you an idea of exactly how much extra you and your partner have to spend each month or even how much you dont have to spend. As a reminder, be sure to create your budget with your husband or your partner.

If you are married, you may find yourself having a little bit more trouble with the money issues between you and your husband. What many individuals do not realize is that when they are married their financial mistakes also become the financial mistakes of their spouse. This is what leaves many women, and sometimes even men, having a difficult time getting back on their feet after a divorce. It is not uncommon for many divorced couples to declare bankruptcy after terminating their relationship.

To help prevent your marriage or your partnership from this trouble, you will want to keep all of the above mentioned points in mind. Learning how to budget together, as a family, as well as properly use all bank accounts and credit cards is the best way to stay all on the same page. Staying on the same page, when it comes to your finances, is the key to financial reassurance and possibly a happy healthy relationship with your husband or partner.

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If you live with an alcoholic, you want to offer love and conversation when they are not drinking. Trying this when they are drinking may be harder to do since you never know what their mood is or how they will react. You have to have an open line of communication even if the person is an alcoholic. You should not try talking about anything important when they are drinking, but engage is light conversation and leave the heavy discussions for when they are sober. Then you can have a friendly conversation. Just show them some love and hope that they like that better than what they get when they drink.

If the alcoholic is not a mean drunk, you can offer love. This of course depends on the mood of the alcoholic when he is drinking. Some alcoholics are mellow drunks, but even the mildest mannered alcoholic can switch moods just like that without warning. It can be like a roller coaster. One minute they can be sweet and loving and the next screaming at you because you said something that they did not like. This is a pattern with most alcoholics. You never know what you can say or do. It can change from day to day or even minute to minute.

When the alcoholic is not drinking, engage in conversation and try to touch on the drinking. This is the only time you have to discuss drinking. In most cases, they will tell you that they do not have a problem. They do not see it the same way that you do. You could point out a few things that they do when they drink and hope that they remember. You can tell them how it makes you feel when they have to drink all the time. It probably will not help them, but it can help you.

Explain that you want to care about them and do not want to see something bad happen. You can pour out your feelings and at least let them know how you feel, but chances are, they will only quick drinking for a few days and then start hiding it from you. This is common with alcoholics. If they know that you do not want them to drink, they will find ways to do it and hide it. It would not be uncommon to find empties in cupboards, down in the basement or out in the garage.

Talk about the future and things you would like to do. Make it clear that you want to enjoy a life with them, but you want them to be around for it. Make it clear that you are not really happy with the ways things are, but you would like to help make a change. Never tell them that they have to change, make it a change for both of you. You may not need to change, but telling them that is not going to mean a thing. You have to tell them that you will change with them.

Explain some of the health risks that you discovered. This may be one thing that could help. If they do not want to die at a young age, they may think about what you have to say. Of course, if they do not feel as if they have a problem, you could be talking to deaf ears. You can still try. Maybe if they see or feel some symptoms, they will think about what you said.

Try not to get upset or yell. Engage in a light conversation and if you feel yourself getting upset, take a moment to collect your thoughts. The last thing the alcoholic wants to do is listen to you yell at them. If you do not walk away and calm down, they might just leave and find somewhere to drink. This will defeat the purpose of your talk. You have to be on eggshells when you live with an alcoholic if you want to help them. You can be caring when you talk, but do not expect that in return from the alcoholic. That may come over time.

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Tag: Communication

Offer Love and Conversation to the Alcoholic